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The Simple Path to Wealth logo

The Simple Path to Wealth

JL Collins's case for index funds, a high savings rate, and patience.

Newsletter FIRE Irregular Updated Oct 2026

About

JL Collins wrote the book this newsletter is named after, and both make the same argument: low-cost index funds, a high savings rate, and patience are most of what anyone needs for financial independence, no stock picking, no complicated real estate schemes, no fear of market drops along the way.

The newsletter posts irregularly and tends toward long, letter-style pieces, often written as if explaining the strategy to his daughter, which is literally how the original book started. It's a good fit for readers who want the index-and-hold philosophy made simple rather than hedged with caveats.

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